Refinancing your home can be a smart financial move if you’re looking to lower your monthly mortgage payments, shorten your loan term, or tap into your home’s equity. With so many home refinance companies to choose from, it can be overwhelming to decide which one is the best fit for your needs. In this article, we’ll explore some of the best home refinance companies based on customer reviews, rates, and fees.
1.Better.com
Better.com is a digital mortgage lender that offers fast and easy refinancing options. The company claims to offer competitive rates and fees and a streamlined application process. Better.com allows you to complete your application online, and you can track your progress in real-time. Customers rave about Better.com’s customer service and transparency.
2.Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans is a top-rated home refinance company that offers a variety of refinancing options, including cash-out refinancing and FHA refinancing. The company’s online application process is fast and easy, and customers can track their progress online. Rocket Mortgage also offers a satisfaction guarantee, so if you’re not satisfied with your refinance, you can cancel within three days with no penalty.
3.LoanDepot
LoanDepot is a nationwide lender that offers a variety of refinancing options, including cash-out refinancing and fixed-rate refinancing. The company claims to offer some of the lowest rates in the industry and has a reputation for excellent customer service. LoanDepot also offers a “no appraisal” option for eligible borrowers, which can save time and money.
4.AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation is a direct lender that offers a variety of home refinancing options, including cash-out refinancing and FHA refinancing. The company claims to offer some of the lowest rates in the industry and has a reputation for excellent customer service. AmeriSave also offers a streamlined online application process, and customers can track their progress in real-time.
5.Guild Mortgage Company
Guild Mortgage Company is a top-rated lender that offers a variety of refinancing options, including cash-out refinancing and VA refinancing. The company has a reputation for excellent customer service and a commitment to helping customers achieve their financial goals. Guild Mortgage also offers a “no cost” refinance option, which can help borrowers save money on closing costs.
6.Caliber Home Loans
Caliber Home Loans is a full-service lender that offers a variety of home refinancing options, including cash-out refinancing and jumbo refinancing. The company claims to offer competitive rates and fees and has a reputation for excellent customer service. Caliber Home Loans also offers a streamlined online application process and a mobile app for easy access to your account.
7.Chase Home Lending
Chase Home Lending is a top-rated lender that offers a variety of refinancing options, including cash-out refinancing and FHA refinancing. The company has a reputation for excellent customer service and a commitment to helping customers achieve their financial goals. Chase Home Lending also offers a “rate lock” feature, which allows you to lock in your interest rate for up to 90 days.
8.Wells Fargo Home Mortgage
Wells Fargo Home Mortgage is a well-known lender that offers a variety of refinancing options, including cash-out refinancing and VA refinancing. The company has a reputation for excellent customer service and a commitment to helping customers achieve their financial goals. Wells Fargo Home Mortgage also offers a “refinance advisor” tool, which can help you determine if refinancing is the right choice for you.
